Why Choose a Roth IRA?

Roth IRAs will not reduce your taxable income now but they will later when you receive distributions as long as you follow the rules. This means the earnings on your Roth IRA will be tax free!

You can always take out your original contributions from your Roth IRA tax free because you already paid tax on it when it went in. Earnings can be withdrawn tax free as long as you are +59 1/2 or disabled and have had the Roth IRA for +5 years

You can still make contributions to a Roth IRA after 70 1/2 and you can leave the money in your Roth IRA for as long as you live.

Retirement plan contributions limits are $6,000 or $7,000 if you are +50.

The best Roth IRA accounts are easy to open online. There are a ton of online brokerage firms that let you open a Roth IRA and invest in various funds.